Retirement Income Planning
Retirement today is more than just a matter of accumulating enough money. Increasing life expectancy has made retirement an extended stage of life. With retirement planning, you can have a sound retirement strategy that helps guide you to pursue your dream of a comfortable, fulfilling retirement. We will:
- Understand your retirement concerns & longevity issue
- Identify and establish your retirement goals & resources
- Review your social security benefits
- Review and analyze your current retirement assets holding
- Determine your black-out period needs
- Analyze and deal with possible assets shrinkage due to the market risk, inflation risk, tax liability and consumption
- Explore options to take advantage of latest financial program & legal environment
- Explore Roth IRA conversion opportunity and its pros & cons
- Calculate your retirement income need and retirement assets growth
- Anticipate retirement assets growth
- Determine the need for passing the remainder asset to heir
- Customize your retirement saving plan based on your goals
- Reposition your retirement assets
- Monitor recommended investment portfolio
- Perform quarterly investment review
- Conduct annual check up to ensure the retirement lifestyle is sustainable
- Amend the plan if your circumstance changes