Retirement Income Planning

Retirement today is more than just a matter of accumulating enough money. Increasing life expectancy has made retirement an extended stage of life. With retirement planning, you can have a sound retirement strategy that helps guide you to pursue your dream of a comfortable, fulfilling retirement. We will:

Understand your retirement concerns & longevity issue
Identify and establish your retirement goals & resources
Review your social security benefits
Review and analyze your current retirement assets holding
Determine your black-out period needs
Analyze and deal with possible assets shrinkage due to the market risk, inflation risk, tax liability and consumption
Explore options to take advantage of latest financial program & legal environment
Explore Roth IRA conversion opportunity and its pros & cons
Calculate your retirement income need and retirement assets growth
Anticipate retirement assets growth
Determine the need for passing the remainder asset to heir
Customize your retirement saving plan based on your goals
Reposition your retirement assets
Monitor recommended investment portfolio
Perform quarterly investment review
Conduct annual check up to ensure the retirement lifestyle is sustainable
Amend the plan if your circumstance changes